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North America 4.8% 4.4% 4.7%
Europe 4.5% 6.4% 5.0%
Mature Asia-Pacific 11.2% 10.8% 11.1%
Latin America 11.3% 8.3% 10.6%
Emerging Asia 21.0% 31.5% 23.6%
CEMEA 18.1% 12.3% 16.6%

Global non-cash transactions payments' mix share in 2014: Cards (65%), Direct Debits (12%), Credit Transfers (17%), and Checks (6%).

Note: Singapore credit card transaction volume data for all years before 2013 not available; France, Ukraine, and South Africa credit card data not available for all years; Ukraine, Turkey, Japan, and Hong Kong direct debit data not available for all years; Ukraine, Hong Kong credit transfer and checks data not available for all years; Numbers for Austria, Finland, and Germany have been restated for 2010–2013 as per refinements to our methodology; Some numbers may differ from data published in WPR 2015 due to previous year data updates at the source and re-categorization of some geographies

Source: Capgemini Financial Services Analysis, 2016; Bank for International Settlements Red Book, 2014 figures released December 2015